Kagaznama
Start the Loan in trouble kit
This kit is free during our launch. The whole kit counts as one download, however many papers it holds. The official forms are not counted.
Free · launch offer · 4 documents
Every paper in this kit
In the order you will need them.
- Moratorium or Instalment Holiday Request
- One-Time Settlement (OTS) Proposal
- Representation and Objection under Section 13(3A) SARFAESI Act
- Loan Account Statement Request
Why a kit
- Fill your details once, and every paper in the kit is filled for you.
- All the papers for the deal, in the right order, with a checklist to tick off.
- Download every paper together, as Word files in one zip.
Fill once, download all
What you will need
Use the papers in this order.
Before you start, have these ready.
Have ready:
- Your loan account number, the instalment due and how many are missed
- Any notice you have received from the bank or finance company
If you have a temporary money problem, ask the lender for a moratorium or instalment holiday.
- Moratorium or Instalment Holiday Request (made below, with your kit details)
If you cannot pay the full dues, offer a one-time settlement (OTS) of a smaller sum.
- One-Time Settlement (OTS) Proposal (made below, with your kit details)
If you get a demand notice under the SARFAESI Act, send your representation and objections under Section 13(3A) within the time allowed.
- Representation and Objection under Section 13(3A) SARFAESI Act (made below, with your kit details)
Ask the lender for a statement of your loan account, so you can check what it says you owe.
- Loan Account Statement Request (made below, with your kit details)
Tell us the details of this deal once. Each document in the kit then opens with those answers already filled in, marked "From kit details", and you can change any of them.
A kit is for one deal: one set of people, one property. For a different deal, start a new kit.
These details stay in this browser tab only. Nothing new is kept on our servers, and closing the tab clears them. They survive signing in with a code in this same tab.
The details of this deal
More than one person? Write the names together in the one box, like "A and B" or "A, B and C". Only the first person’s parentage and address are asked, so only theirs are filled in; add the others’ details on each document before signing.
For example: Harpreet Singh and Meena Kaur
For example: Harpreet Singh and Meena Kaur