Kagaznama

Start the Private loan against property kit

Kit price₹299

Every paper in this kit

In the order you will need them.

  1. Loan Agreement Against Property
  2. Simple Mortgage Deed
  3. Spouse Consent for a Mortgage
  4. Deed of Guarantee (Personal Guarantee)
  5. Mutation Recording a Mortgage

Why a kit

  • Fill your details once, and every paper in the kit is filled for you.
  • All the papers for the deal, in the right order, with a checklist to tick off.
  • A kit counts as one download, however many papers it has.
Buy kit · ₹299Fill first, pay later

What you will need

Use the papers in this order.

  1. Before you start, have these ready.

    Have ready:

    • The amount, interest rate and repayment period agreed between lender and borrower
    • The mortgaged property’s ownership papers and address

  2. Make the loan agreement that sets out the amount, interest, repayment and what happens on default.

  3. Make the simple mortgage deed that gives the property as security. It is signed before two witnesses and registered.

  4. If the borrower is married, take the spouse’s written consent to the mortgage.

  5. If a guarantor stands behind the loan, make the deed of guarantee. Skip this step if there is none.

  6. After the mortgage deed is registered, apply for mutation so the mortgage is recorded in the revenue record.

Tell us the details of this deal once. Each document in the kit then opens with those answers already filled in, marked "From kit details", and you can change any of them.

A kit is for one deal: one set of people, one property. For a different deal, start a new kit.

These details stay in this browser tab only. Nothing new is kept on our servers, and closing the tab clears them. They survive signing in with a code in this same tab.

The details of this deal

More than one person? Write the names together in the one box, like "A and B" or "A, B and C". Only the first person’s parentage and address are asked, so only theirs are filled in; add the others’ details on each document before signing.

For example: Harpreet Singh and Meena Kaur

For example: Harpreet Singh and Meena Kaur

Property: full address
More details (optional)
Borrower: first person’s address
Lender: first person’s address

Stamp paper

Our office facilitates e-stamp certificates from authorised Government/ACC Channels and sends them to you. Fill this in and we will call you.

Request Stamp Paper

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