I understand that this affidavit supports, but does not replace, the lender's independent legal and charge searches.
DEPONENT
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
Personal data in this document is collected only to provide the lender with a factual owner declaration supporting its independent title and encumbrance due diligence, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.
If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.
Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.