Kagaznama

Central Registry Charge Registration Request

At a glance

Price: Free
Stamp duty: No duty — not an instrument under s.2(14); it just asks the lender to record the security.
Registration: Not registered itself — the mortgage may need its own registration; CERSAI filing is separate.
Witnesses: Follow the underlying security instrument's own witness rule, if any.

Free

Documents are free. Only kits are paid.

Free: up to 5 documents a day.

Guided questions, full draft on screen, download in Word.

See all prices

Also called

CERSAI charge registration request
Central Registry security filing request

When you need it

Once a mortgage or security interest exists, register it with the Central Registry (CERSAI) under SARFAESI — searchable, and it cuts fraud from re-lending on the same asset. Covers title-deed-deposit mortgages and, per later notifications, other property mortgages and plant/machinery hypothecation.

State the security type, date, instrument, identifiers, and whether it's creation, modification or correction. Registration doesn't create title — file only once security exists, in the correct category, and keep the acknowledgment number for later satisfaction matching.

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

Fill this one in

See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No duty — not an instrument under s.2(14); it just asks the lender to record the security. The security instrument itself is stamped separately.

Registration

Not registered itself — the mortgage may need its own registration; CERSAI filing is separate.

Notarisation

Only if the lender wants a sworn/attested form.

Witnesses

Follow the underlying security instrument's own witness rule, if any.

Request Stamp Paper

Sample preview — placeholder answers, not your data

KAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASEDKAGAZNAMA SAMPLE — NOT PURCHASED

CENTRAL REGISTRY CHARGE REGISTRATION REQUEST

Request date: 2 April 2026

To ABC Bank Ltd, Sector 17, Chandigarh. Borrower/security provider: Aarav Sharma, Sector 21, Panchkula. Loan: HL-2026-118.

SECURITY CREATED

Security type: Mortgage by deposit of title deeds. Creation date: 1 April 2026. Instrument/event: MODT dated 14 September 2026. Secured amount: ₹90,00,000 (Rupees Ninety Lakh only).

ASSET AND MATCHING

Property/asset: Plot 118, Sector 66, SAS Nagar, Punjab (Residential house/plot), Plot 118, Sector 66; conveyance deed 2345/2022., Punjab. Borrower identifier: PAN ending 1234 / borrower ID 118. Asset identifier: Plot 118, Sector 66; deed 2345/2022.

FILING ACTION

Action: Register creation of security interest. Supporting documents: MODT, title-deed schedule, property description, borrower KYC reference..

CONFIRMATION

Please provide Central Registry registration number and date after filing and ensure the particulars match the security actually created.

This request does not itself create the mortgage/security interest.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to request and evidence Central Registry/CERSAI registration or modification of the stated security interest, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by Kagaznama and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Personal-data instruction: I consent to the collection and use described in the Personal Data Notice.

Record-holder: Kagaznama

SIGNATURE

______________________________
Signature
Borrower: Aarav Sharma
Place: ____________________
Date: 2 April 2026

Questions about this document

Does the Central Registry Charge Registration Request need stamp paper or stamp duty in Punjab and Chandigarh?

No duty — not an instrument under s.2(14); it just asks the lender to record the security.

See the full position on stamp duty, registration and witnesses

Does the Central Registry Charge Registration Request need registration in Punjab and Chandigarh?

Not registered itself — the mortgage may need its own registration; CERSAI filing is separate.

See the full position on stamp duty, registration and witnesses

What does the Central Registry Charge Registration Request cost on Kagaznama?

Free.

Documents are free. Only kits are paid.

Does the Central Registry Charge Registration Request need witnesses?

Follow the underlying security instrument's own witness rule, if any.

See the full position on stamp duty, registration and witnesses

Often needed with this document

Back to Home loans, mortgage and money against property