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Intimation of Satisfaction of Charge

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INTIMATION OF SATISFACTION OF CHARGE

LEGAL BASIS

Punjab: Section 26B of the SARFAESI Act, 2002 is the Central Registry satisfaction route. RBI's 13 September 2023 direction gives a covered lender 30 days after full repayment or settlement to remove registered charges; a Punjab authority-property file may require a separate update under the Punjab Regional and Town Planning and Development Act, 1995.

Chandigarh: Section 26B and the same RBI 30-day rule apply. For sector or estate property, any local charge notation belongs to the Estate Office file under the Capital of Punjab (Development and Regulation) Act, 1952 and Chandigarh Estate Rules, 2007; Central Registry satisfaction alone does not change that file.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

The purpose of collecting personal data in this charge-satisfaction intimation is to identify the repaid loan and obtain or document satisfaction of its registered security interest.

If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.

Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.

SIGNATURE

______________________________
Signature
Borrower/Applicant: __________
Place: ____________________
Date: ____________________

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