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Reconveyance Deed

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RECONVEYANCE DEED

Reconveying Mortgagee: __________, __________. Receiving Mortgagor: __________, __________.

RECONVEYANCE

LEGAL BASIS

Punjab: Section 60 of the Transfer of Property Act, 1882 supports re-transfer on redemption. The jurisdictional Sub-Registrar receives the instrument under sections 17 and 23 of the Registration Act, 1908; refusal remedies are under sections 72 or 73. A Punjab development-authority allotment must also be reflected in the authority file governed by the Punjab Regional and Town Planning and Development Act, 1995.

Chandigarh: Section 60 of the Transfer of Property Act and sections 17 and 23 of the Registration Act govern re-transfer and registration. For a sector property, the Estate Office file under the Capital of Punjab (Development and Regulation) Act, 1952 and Chandigarh Estate Rules, 2007 must reflect the post-redemption position. The Estate Office fee for this precise update was not confirmed.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

The purpose of collecting personal data in this Reconveyance Deed is to identify the redeemed mortgage and re-transfer the mortgagee's property interest to the mortgagor.

The record will be held by __________ and may be shared with the parties, Sub-Registrar and relevant local property authority.

If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.

Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.

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