ਆਪਣੀ ਜਾਣਕਾਰੀ ਭਰੋ

SPOUSE CONSENT FOR A MORTGAGE

Borrower/proposed mortgagor: __________, __________. Lender: __________, __________. Loan: __________; amount __________.

PROPERTY

SPOUSE ROLE

This consent does not itself transfer title, create a mortgage or impose co-borrower/guarantor liability beyond a separate instrument the spouse knowingly executes.

SIGNATURE

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to record the spouse's informed and role-limited consent/acknowledgment concerning the stated mortgage transaction, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by __________ and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Record-holder: __________