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Non-Encumbrance Certificate Request

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NON-ENCUMBRANCE CERTIFICATE REQUEST

Applicant: __________, __________.

Please issue the available certified non-encumbrance/search result for the stated period or advise the equivalent certified search record maintained by the competent office.

LEGAL BASIS

In Punjab a Non-Encumbrance Certificate is applied for through the Non-Encumbrance Certificate Issuance System on rcms.punjab.gov.in, over the counter at the Sub-Registrar's office, or through a Sewa Kendra; its issue is a notified service under the Punjab Transparency and Accountability in Delivery of Public Services Act, 2018, with a limit of three days, a first appeal to the Sub-Divisional Magistrate and a second appeal to the Deputy Commissioner. It is a certified statement of what the registers of that office, including Book No. 1 and the index of properties kept under section 55 of the Registration Act, 1908, disclose for the property and the period searched. It cannot report an equitable mortgage created by deposit of title deeds, an unregistered agreement, an oral or family partition, a tenant in possession or a statutory first charge, and a registered lis pendens is the only litigation it will show, so run the property-under-litigation search on the same portal as well. Chandigarh has no notified Non-Encumbrance Certificate service, but the Registration Act, 1908 applies there: the Sub-Registrar at the 30 Bays Building, Ground Floor, Sector 17 keeps Book No. 1 and the index of properties under section 55, and section 57 entitles any person to inspect them and obtain copies. The searches that decide a Chandigarh title are Know Your Property and Know Your Dues on estateoffice.chd.gov.in and a No Dues Certificate from the Estate Office.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data is collected only to request and retain the competent authority's non-encumbrance or equivalent certified search record, communicate about that purpose, verify property or title information, and retain an evidentiary record.

If the request does not proceed, personal data will be retained for 90 days and then erased. If it proceeds, the record will be retained for the matter plus 12 months, except where a statutory record-retention rule requires a longer named period.

Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or unrelated financial credentials, and none should be written into it.

SIGNATURE

______________________________
Signature
Applicant: __________
Place: ____________________
Date: ____________________

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