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Kagaznama

Tranche Disbursement Request

At a glance

Price
Free
Stamp duty
No stamp duty — not an instrument under s.2(14), Stamp Act, 1899; plain paper.
Registration
Not registrable (s.17, Registration Act, 1908) — no property interest.
Witnesses
Not required; authentication and signatures matter more.

Free

Documents are free. Only kits are paid.

Free: up to 5 documents a day.

Guided questions, full draft on screen, download in Word.

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Also called

  • construction linked disbursement request
  • staged home loan release
  • builder demand loan tranche request

When you need it

For a sanctioned loan released in stages during construction — states the loan position, current demand, milestone, evidence, margin, payee and the lender's inspection status; not just the promoter's demand letter, since the lender pays only the eligible share after its own inspection. A controlled drawdown tied to a verified stage, not an automatic payout.

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You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

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See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No stamp duty — not an instrument under s.2(14), Stamp Act, 1899; plain paper. Other loan/security documents are separately stamped.

Registration

Not registrable (s.17, Registration Act, 1908) — no property interest. The mortgage itself needs a registered, two-witness instrument if ₹100+ (s.59, TPA 1882).

Notarisation

Not required unless the lender asks for it.

Witnesses

Not required; authentication and signatures matter more.

Request Stamp Paper

Sample preview — placeholder answers, not your data

TRANCHE DISBURSEMENT REQUEST

Request date: 1 April 2026

To ABC Bank Ltd, Sector 17, Chandigarh.

Borrower: Aarav Sharma, Sector 21, Panchkula. Phone: 98765 43210; email: aarav@example.com. Application: HL-2026-118

Sanction: SAN/HL/2026/118. Property: Apartment 804, ABC Heights, Airport Road, SAS Nagar, Punjab (Apartment/flat), Tower B, Apartment 804, ABC Heights.. Transaction stage: Property identified; agreement not yet signed. Property value: ₹1,20,00,000 (Rupees One Crore Twenty Lakh only).

TRANCHE POSITION

Tranche no.: 3. Sanctioned amount: ₹90,00,000 (Rupees Ninety Lakh only). Previously disbursed: ₹45,00,000 (Rupees Forty Five Lakh only). Current tranche requested: ₹15,00,000 (Rupees Fifteen Lakh only). Promoter/contractor demand: ₹20,00,000 (Rupees Twenty Lakh only).

MILESTONE

Construction/payment stage: Foundation/plinth milestone. Evidence: Builder demand letter and stage certificate.. Inspection: Lender inspection completed for this milestone.

MARGIN AND PAYEE

Borrower margin status: Borrower has paid the required proportion before lender tranche. Borrower paid for stage: ₹5,00,000 (Rupees Five Lakh only). Payee: ABC Developers Pvt Ltd. Payment instructions: Approved builder beneficiary account ending 4455..

Please verify the milestone, margin and cumulative sanction utilisation before releasing this tranche.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to request and administer a construction-linked tranche disbursement under the stated sanctioned loan, communicate about that purpose, verify expressly supplied lending and property information, and retain an evidentiary application record.

The record will be held by Kagaznama and may be shared only with the applicant, co-applicant, lender or housing-finance company, authorised loan-processing agent, employer or income verifier, advocate, valuer, technical professional, insurer, registering authority, Central Registry/CERSAI-related service, or other person directly involved in the stated loan process.

If the request is withdrawn, declined or does not proceed, personal data will be retained for 90 days and then erased. If it proceeds, the record will be retained for the loan process plus 12 months, except where a statutory, regulatory or lender record-retention rule requires a longer named period.

A person named here may withdraw consent for future consent-based processing, request correction or erasure where the purpose has ended, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this template does not require a full Aadhaar number, Aadhaar-card copy, passwords, PINs, OTPs or complete bank-login credentials. Only masked account/identity references genuinely required for the loan process should be inserted.

Questions about this document

Does the Tranche Disbursement Request need stamp paper or stamp duty in Punjab and Chandigarh?

No stamp duty — not an instrument under s.2(14), Stamp Act, 1899; plain paper.

See the full position on stamp duty, registration and witnesses
Does the Tranche Disbursement Request need registration in Punjab and Chandigarh?

Not registrable (s.17, Registration Act, 1908) — no property interest.

See the full position on stamp duty, registration and witnesses
What does the Tranche Disbursement Request cost on Kagaznama?

Free.

Documents are free. Only kits are paid.

Does the Tranche Disbursement Request need witnesses?

Not required; authentication and signatures matter more.

See the full position on stamp duty, registration and witnesses

Often needed with this document

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