INTIMATION OF SATISFACTION OF CHARGE
Intimation date: 2 April 2026
Borrower: Aarav Sharma, Sector 21, Panchkula. Loan: Home loan ending 1188. Lender: ABC Bank Ltd, Sector 17, Chandigarh. Property: Apartment 804, ABC Heights, SAS Nagar, Punjab; Apartment 804, Tower B; deed no. 2345.. Regime: Punjab freehold/revenue-record property.
Loan closed: 1 April 2026. Security reference: X. Filing status: Satisfaction already filed and acknowledgment requested. Satisfaction reference: X.
LEGAL BASIS
Punjab: Section 26B of the SARFAESI Act, 2002 is the Central Registry satisfaction route. RBI's 13 September 2023 direction gives a covered lender 30 days after full repayment or settlement to remove registered charges; a Punjab authority-property file may require a separate update under the Punjab Regional and Town Planning and Development Act, 1995.
Chandigarh: Section 26B and the same RBI 30-day rule apply. For sector or estate property, any local charge notation belongs to the Estate Office file under the Capital of Punjab (Development and Regulation) Act, 1952 and Chandigarh Estate Rules, 2007; Central Registry satisfaction alone does not change that file.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
The purpose of collecting personal data in this charge-satisfaction intimation is to identify the repaid loan and obtain or document satisfaction of its registered security interest.
The record will be held by Kagaznama and may be shared with Aarav Sharma, ABC Bank Ltd at {lender_address} and authorities or professionals directly involved in intimation of satisfaction of charge.
If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.
A person named in this document may request correction or erasure where the purpose has ended, withdraw consent for future consent-based processing, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and reply within 30 days.
Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.
Personal-data instruction: I consent to the collection and use described in the Personal Data Notice.
SIGNATURE
______________________________
Signature
Borrower/Applicant: Aarav Sharma
Place: ____________________
Date: 2 April 2026