LOAN ACCOUNT STATEMENT REQUEST
Request date: 2 April 2026
To ABC Bank Ltd, Sector 17, Chandigarh. Borrower: Aarav Sharma, Sector 21, Panchkula. Loan: Home loan ending 1188. Property: Apartment 804, ABC Heights, SAS Nagar, Punjab; Apartment 804, Tower B; deed no. 2345.. Regime: Punjab freehold/revenue-record property.
Statement period: 1 April 2026 to 2 April 2026. Detail: Transaction-wise debit and credit ledger. Delivery: Digitally authenticated PDF.
LEGAL BASIS
Punjab: The lender receives the statement request. If the lender does not reply within 30 days, or its reply does not resolve the complaint, a complaint against a bank or a non-banking finance company covered by the Reserve Bank – Integrated Ombudsman Scheme, 2026 can be taken to the RBI Ombudsman within 90 days of that deadline or of the lender's last reply, whichever is later. Housing finance companies are outside that scheme: a complaint against one goes, after the company's own grievance redressal officer, to the National Housing Bank. No Punjab land-record office decides this statement request.
Chandigarh: The same RBI grievance framework applies. A Chandigarh sector property's Estate Office file under the 1952 Act and Chandigarh Estate Rules is separate from the lender ledger; the statement does not change that file. A statutory fee for this specific statement request was not confirmed.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
The purpose of collecting personal data in this loan-statement request is to identify the account and obtain an authenticated repayment ledger for the specified period.
The record will be held by Kagaznama and may be shared with Aarav Sharma, ABC Bank Ltd at {lender_address} and authorities or professionals directly involved in loan account statement request.
If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.
A person named in this document may request correction or erasure where the purpose has ended, withdraw consent for future consent-based processing, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and reply within 30 days.
Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.
Personal-data instruction: I consent to the collection and use described in the Personal Data Notice.
SIGNATURE
______________________________
Signature
Borrower/Applicant: Aarav Sharma
Place: ____________________
Date: 2 April 2026