CENTRAL REGISTRY CHARGE SEARCH REQUEST
Search date: 1 April 2026
Applicant: Aarav Sharma, Sector 21, Panchkula. Property: Plot 118, Sector 35-A, Chandigarh (Plot/land), Plot 118, Sector 35-A; prior deed no. 2345..
Primary search subject: Harpreet Singh. Subject type: Individual owner/borrower. Additional subjects: Naina Singh.
Purpose: Property purchase due diligence. Known security reference: Security interest registered in 2022 by ABC Bank.
Required result analysis: List all property-relevant security interests found. Matching/search note: Search both Harpreet Singh and co-owner Naina Singh.
Please record the search source/date, each property-relevant security-interest hit, apparent status shown by the search, and the lender/reference requiring follow-up.
LEGAL BASIS
A security interest created by a bank or financial institution, including an equitable mortgage by deposit of title deeds that the Sub-Registrar's registers and a Non-Encumbrance Certificate cannot show, is searched in the Central Registry of Securitisation Asset Reconstruction and Security Interest of India. The search complements the registration search and the Non-Encumbrance Certificate; it does not replace them. When a charge is repaid, the lender should confirm that it has been satisfied in the Central Registry records.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
Personal data is collected only to commission and retain a Central Registry/CERSAI-related charge search for the identified property and owner/borrower, communicate about that purpose, verify property or title information, and retain an evidentiary record.
The record will be held by Kagaznama and may be shared only with the applicant, owner, proposed buyer, lender, advocate, registering authority, revenue/estate authority, bank, Central Registry/CERSAI-related search service, or other person directly involved in the stated title or encumbrance check.
If the request does not proceed, personal data will be retained for 90 days and then erased. If it proceeds, the record will be retained for the matter plus 12 months, except where a statutory record-retention rule requires a longer named period.
A person named here may withdraw consent for future consent-based processing, request correction or erasure when the purpose has ended, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and respond within 30 days.
Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or unrelated financial credentials, and none should be written into it.
Personal-data instruction: I consent to the collection and use described in the Personal Data Notice.