कागज़नामा

Hypothecation Agreement for Fixtures and Equipment

एक नज़र में

कीमत: मुफ़्त
स्टाम्प ड्यूटी: Punjab: Entry 6, Schedule I-A (2024) covers hypothecation without possession at 0.25% of the loan/debt. Chandigarh: no published rate — ask the Sub-Registrar or get s.31 adjudication.
रजिस्ट्री: Not a s.17 conveyance by itself.
गवाह: Contractual — doesn't substitute for company/CERSAI filings.

मुफ़्त

दस्तावेज़ मुफ़्त हैं। किट हमारे लॉन्च के दौरान मुफ़्त हैं।

मुफ़्त: एक दिन में 5 दस्तावेज़ तक।

आसान सवाल, पूरा ड्राफ़्ट स्क्रीन पर, Word में डाउनलोड करें।

सभी कीमतें देखें

इन नामों से भी

equipment hypothecation agreement
fixture security agreement

कब ज़रूरत पड़ती है

Give a lender security over equipment and fittings installed at a shop, office or factory — machines, air-conditioning, counters and fit-out — while they stay where they are and keep being used. The schedule must accurately identify movables, exclude leased/third-party items, state the facility and cover removal, insurance and enforcement.

क्या यह यहीं भरा जा सकता है

यह यहीं भरा जा सकता है

यह दस्तावेज़ आप इसी साइट पर भर सकते हैं, और कुछ भी तय करने से पहले पूरा मसौदा स्क्रीन पर पढ़ सकते हैं। यह ध्यान से तैयार किया गया प्रारूप है; आपके अपने हालात पर दी गई सलाह नहीं।

इसे भरना शुरू कीजिए

स्टाम्प ड्यूटी, रजिस्ट्री और गवाह देखें

नीचे जो लिखा है वह पंजाब और चंडीगढ़ के लिए है। इसमें वहीं की स्थिति दी गई है, यह नहीं कि यह कहाँ-कहाँ कैसे बदलती है — यानी नीचे की रकमें वही हैं जो लागू होती हैं। दरें बदलती रहती हैं, इसलिए सब-रजिस्ट्रार दफ़्तर से पक्का कर लेना ठीक रहता है। अगर प्रॉपर्टी भारत में कहीं और है, तो इनमें से कुछ भी आपके लिए नहीं है।

स्टाम्प ड्यूटी

Punjab: Entry 6, Schedule I-A (2024) covers hypothecation without possession at 0.25% of the loan/debt. Chandigarh: no published rate — ask the Sub-Registrar or get s.31 adjudication. Stamp on/before signing (s.17); under-stamped is inadmissible until the deficiency/penalty are paid (s.35).

रजिस्ट्री

Not a s.17 conveyance by itself. A company borrower may need Companies Act charge registration too, plus CERSAI filing.

नोटरी

Not required for a hypothecation agreement.

गवाह

Contractual — doesn't substitute for company/CERSAI filings.

स्टाम्प पेपर का अनुरोध करें

Sample preview — placeholder answers, not your data

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HYPOTHECATION AGREEMENT FOR FIXTURES AND EQUIPMENT

Agreement date: 1 April 2026

Hypothecator/borrower: Aarav Sharma, Sector 21, Panchkula. Lender: ABC Bank Ltd, Sector 17, Chandigarh. Loan: HL-2026-118.

SECURED FACILITY

Facility amount: ₹30,00,000 (Rupees Thirty Lakh only).

ASSETS

Location: Office Unit 804, Sector 66, SAS Nagar, Punjab. Asset schedule: HVAC units, DG set, office fit-out equipment; detailed Schedule A attached.. Aggregate stated value: ₹50,00,000 (Rupees Fifty Lakh only). Ownership/security position: Borrower owns the scheduled movable assets free of undisclosed security.

POSSESSION AND USE

Arrangement: Borrower retains possession and ordinary business use subject to security covenants. The borrower will preserve the scheduled security and keep records sufficient to identify replacements and disposals permitted by the lender.

INSURANCE

Keep material assets insured against normal insurable risks and note lender interest where required.

DEFAULT

On enforceable default lender may take lawful possession/sale steps under security documents and applicable law.

EXECUTION

______________________________
Signature
Hypothecator: Aarav Sharma
Place: ____________________
Date: 1 April 2026

______________________________
Signature
Lender: Authorised Signatory, ABC Bank Ltd
Place: ____________________
Date: 1 April 2026

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to create and administer the stated hypothecation over identified movable fixtures and equipment, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by Kagaznama and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

इस दस्तावेज़ के साथ अक्सर ये भी चाहिए

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