पंजाब और चंडीगढ़ के सभी 83 हलफ़नामे देखें

कागज़नामा

Affidavit of Clear Title to a Lender

एक नज़र में

कीमत: मुफ़्त
स्टाम्प ड्यूटी: Article 4, Schedule I-A — a fixed duty, not %; forms print Rs 25, but neither Punjab's nor Chandigarh's table lists a rate, so confirm at the counter.
रजिस्ट्री: Not registrable (s.17) — declares facts, no property right created.
गवाह: Not required; oath/attestation applies instead.

मुफ़्त

दस्तावेज़ मुफ़्त हैं। केवल किट के पैसे लगते हैं।

मुफ़्त: एक दिन में 5 दस्तावेज़ तक।

आसान सवाल, पूरा ड्राफ़्ट स्क्रीन पर, Word में डाउनलोड करें।

सभी कीमतें देखें

इन नामों से भी

mortgagor title affidavit
lender title declaration

कब ज़रूरत पड़ती है

A sworn statement for the lender on title, encumbrances, litigation, possession and available documents — facts within the deponent's own knowledge, not a substitute for the lender's own title search and CERSAI check. Don't call title “clear” as an absolute guarantee: disclose known charges, litigation, occupants or missing originals, and don't hide a pre-existing mortgage just because the new loan repays it.

क्या यह यहीं भरा जा सकता है

यह यहीं भरा जा सकता है

यह दस्तावेज़ आप इसी साइट पर भर सकते हैं, और कुछ भी तय करने से पहले पूरा मसौदा स्क्रीन पर पढ़ सकते हैं। यह ध्यान से तैयार किया गया प्रारूप है; आपके अपने हालात पर दी गई सलाह नहीं।

इसे भरना शुरू कीजिए

स्टाम्प ड्यूटी, रजिस्ट्री और गवाह देखें

नीचे जो लिखा है वह पंजाब और चंडीगढ़ के लिए है। इसमें वहीं की स्थिति दी गई है, यह नहीं कि यह कहाँ-कहाँ कैसे बदलती है — यानी नीचे की रकमें वही हैं जो लागू होती हैं। दरें बदलती रहती हैं, इसलिए सब-रजिस्ट्रार दफ़्तर से पक्का कर लेना ठीक रहता है। अगर प्रॉपर्टी भारत में कहीं और है, तो इनमें से कुछ भी आपके लिए नहीं है।

स्टाम्प ड्यूटी

Article 4, Schedule I-A — a fixed duty, not %; forms print Rs 25, but neither Punjab's nor Chandigarh's table lists a rate, so confirm at the counter. One deponent, one sheet. Chandigarh's Estate Office accepts a notarised affidavit instead of Executive Magistrate attestation.

रजिस्ट्री

Not registrable (s.17) — declares facts, no property right created. The mortgage it supports follows its own rule.

नोटरी

Only if the lender wants an affidavit, sworn before a Notary/Oath Commissioner.

गवाह

Not required; oath/attestation applies instead.

स्टाम्प पेपर का अनुरोध करें

Sample preview — placeholder answers, not your data

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AFFIDAVIT OF CLEAR TITLE TO A LENDER

Affidavit date: 1 April 2026

I, Aarav Sharma, of Sector 21, Panchkula, make this statement to ABC Bank Ltd, Sector 17, Chandigarh, regarding loan HL-2026-118.

PROPERTY AND TITLE

Property: Plot 118, Sector 66, SAS Nagar, Punjab (Residential house/plot), Plot 118, Sector 66; conveyance deed 2345/2022., Punjab. Facility/security amount: ₹90,00,000 (Rupees Ninety Lakh only). Title source: Registered sale/conveyance deed; reference Conveyance deed 2345 dated 10 June 2022.

ENCUMBRANCES

Statement: No encumbrance is known other than those disclosed to lender.

LITIGATION

Position: No pending property litigation is known after reasonable personal inquiry.

POSSESSION AND DOCUMENTS

Possession: Borrower is in possession. Records available: Original conveyance deed; certified mutation; property tax records..

I understand that this affidavit supports, but does not replace, the lender's independent legal and charge searches.

Sworn/affirmed before: Notary Public, Chandigarh.

DEPONENT

Aarav Sharma

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

Personal data in this document is collected only to provide the lender with a factual owner declaration supporting its independent title and encumbrance due diligence, communicate about that purpose, verify expressly supplied lending, identity and property information, and retain an evidentiary transaction record.

The record will be held by Kagaznama and may be shared only with the borrower, co-borrower, guarantor, lender, authorised professional, registering or revenue authority, Central Registry/CERSAI-related service, insurer or other person directly involved in the stated credit or security transaction.

If the transaction is withdrawn, refused or cancelled, personal data will be retained for 90 days and then erased. If the transaction proceeds, the record will be retained for the loan/security term plus 12 months, except where a named statutory or regulatory record-retention period requires longer retention.

A person named here may withdraw consent for future consent-based processing, request correction or erasure when the stated purpose has ended, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and respond within 30 days.

Data minimisation: this document does not collect full Aadhaar numbers, Aadhaar-card copies, passwords, PINs, OTPs or unrelated bank credentials, and none should be written into it. Use masked account/identity references where an identifying reference is genuinely necessary.

Personal-data instruction: I consent to the collection and use described in the Personal Data Notice.

Record-holder: Kagaznama

इस दस्तावेज़ के साथ अक्सर ये भी चाहिए

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