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Kagaznama

Request to Remove a Lien From the Property Record

At a glance

Price
Free
Stamp duty
No stamp duty: not an instrument under s.2(14), Indian Stamp Act, 1899.
Registration
Not registrable under s.17, Registration Act, 1908.
Witnesses
Not required; the sender signs it.

Free

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Guided questions, full draft on screen, download in Word.

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Also called

  • property lien removal request
  • mortgage charge deletion request

When you need it

For when the lender has released the loan but the mortgage/lien remains on the local record — removal depends on the regime. A Punjab authority allotment (GMADA, GLADA etc.) runs through the allottee file under the 1995 Punjab Regional and Town Planning and Development Act, s.43(7); a Chandigarh sector property runs through the Estate Office file under the 1952 CPDR Act and 2007 Estate Rules (no jamabandi there); only Chandigarh revenue-village property uses revenue records.

Read more

Name the actual charge, release and correct office — not a generic mutation request.

Whether you can fill this in here

You can fill this in here

You can fill this one in on this site, and read the whole draft on screen before you decide anything about it. It is a carefully drafted template; it is not advice about your own facts.

Fill this one in
See stamp duty, registration and witnesses

What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

No stamp duty: not an instrument under s.2(14), Indian Stamp Act, 1899.

Registration

Not registrable under s.17, Registration Act, 1908.

Notarisation

Not required unless the receiving office wants a sworn affidavit.

Witnesses

Not required; the sender signs it.

Request Stamp Paper

Sample preview — placeholder answers, not your data

REQUEST TO REMOVE A LIEN FROM THE PROPERTY RECORD

Request date: 2 April 2026

Applicant: Aarav Sharma, Sector 21, Panchkula. Lender: ABC Bank Ltd, Sector 17, Chandigarh. Loan: Home loan ending 1188. Property: Apartment 804, ABC Heights, SAS Nagar, Punjab; Apartment 804, Tower B; deed no. 2345.. Regime: Punjab freehold/revenue-record property.

Local authority: X. Lien or charge entry: X. Loan closure: 1 April 2026. Release evidence: X. Enclosures: No-dues certificate, release deed and CERSAI satisfaction..

LEGAL BASIS

Punjab: For a development-authority allotment, the competent authority maintains the allottee file under the Punjab Regional and Town Planning and Development Act, 1995; section 43(7) governs transfer or mortgage permission. For other Punjab property, route the request to the office shown by the existing charge record. The current fee and appeal route for the selected local charge-removal service were not confirmed.

Chandigarh: For a sector or estate property, the Estate Officer administers the file under the Capital of Punjab (Development and Regulation) Act, 1952 and Chandigarh Estate Rules, 2007; there is no jamabandi, fard or mutation for such property. The precise fee and appeal route for this lien-removal service were not confirmed.

PERSONAL DATA NOTICE

This notice is given under the Digital Personal Data Protection Act, 2023.

The purpose of collecting personal data in this lien-removal request is to identify the released mortgage and obtain deletion or satisfaction of the corresponding local property-record entry.

The record will be held by Kagaznama and may be shared with Aarav Sharma, ABC Bank Ltd at {lender_address} and authorities or professionals directly involved in request to remove a lien from the property record.

If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.

A person named in this document may request correction or erasure where the purpose has ended, withdraw consent for future consent-based processing, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and reply within 30 days.

Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.

Personal-data instruction: I consent to the collection and use described in the Personal Data Notice.

SIGNATURE

 
 
______________________________
Signature
Borrower/Applicant: Aarav Sharma
Place: ____________________
Date: 2 April 2026

Questions about this document

Does the Request to Remove a Lien From the Property Record need stamp paper or stamp duty in Punjab and Chandigarh?

No stamp duty: not an instrument under s.2(14), Indian Stamp Act, 1899.

See the full position on stamp duty, registration and witnesses
Does the Request to Remove a Lien From the Property Record need registration in Punjab and Chandigarh?

Not registrable under s.17, Registration Act, 1908.

See the full position on stamp duty, registration and witnesses
What does the Request to Remove a Lien From the Property Record cost on Kagaznama?

Free.

Documents are free. Kits are free during our launch.

Does the Request to Remove a Lien From the Property Record need witnesses?

Not required; the sender signs it.

See the full position on stamp duty, registration and witnesses

Often needed with this document

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Request to Remove a Lien From the Property Record | Kagaznama