REQUEST TO REMOVE A LIEN FROM THE PROPERTY RECORD
Request date: 2 April 2026
Applicant: Aarav Sharma, Sector 21, Panchkula. Lender: ABC Bank Ltd, Sector 17, Chandigarh. Loan: Home loan ending 1188. Property: Apartment 804, ABC Heights, SAS Nagar, Punjab; Apartment 804, Tower B; deed no. 2345.. Regime: Punjab freehold/revenue-record property.
Local authority: X. Lien or charge entry: X. Loan closure: 1 April 2026. Release evidence: X. Enclosures: No-dues certificate, release deed and CERSAI satisfaction..
LEGAL BASIS
Punjab: For a development-authority allotment, the competent authority maintains the allottee file under the Punjab Regional and Town Planning and Development Act, 1995; section 43(7) governs transfer or mortgage permission. For other Punjab property, route the request to the office shown by the existing charge record. The current fee and appeal route for the selected local charge-removal service were not confirmed.
Chandigarh: For a sector or estate property, the Estate Officer administers the file under the Capital of Punjab (Development and Regulation) Act, 1952 and Chandigarh Estate Rules, 2007; there is no jamabandi, fard or mutation for such property. The precise fee and appeal route for this lien-removal service were not confirmed.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
The purpose of collecting personal data in this lien-removal request is to identify the released mortgage and obtain deletion or satisfaction of the corresponding local property-record entry.
The record will be held by Kagaznama and may be shared with Aarav Sharma, ABC Bank Ltd at {lender_address} and authorities or professionals directly involved in request to remove a lien from the property record.
If the matter does not proceed, the personal data will be retained for 90 days and then erased. If the matter proceeds, the record will be retained for the matter plus 12 months, except where a statutory or regulatory record-retention period requires a longer named period.
A person named in this document may request correction or erasure where the purpose has ended, withdraw consent for future consent-based processing, or raise a grievance by writing to privacy@example.com. The record-holder should acknowledge and reply within 30 days.
Data minimisation: this document does not collect a full Aadhaar number, an Aadhaar-card copy, a password or bank credentials.
Personal-data instruction: I consent to the collection and use described in the Personal Data Notice.
SIGNATURE
______________________________
Signature
Borrower/Applicant: Aarav Sharma
Place: ____________________
Date: 2 April 2026