Kagaznama

NOC and Consent of Co-owners and Co-sharers (Raza Nama)

At a glance

Price
Free
Stamp duty
A pure consent transfers nothing — not a conveyance or release.
Registration
Not compulsorily registrable — s.17 catches only a Rs 100+ interest created; a consent creates none.
Witnesses
Two independent adult witnesses — not strictly mandatory, but s.3, TPA sets the benchmark.

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Also called

  • Raza Nama
  • Razinama
  • Raazinama
  • Sahmati Patra
  • Bila Aitraaz Certificate
  • Be-Aitraaz Certificate
  • Koi Aitraaz Nahin Praman Patra
  • Co-owner NOC

When you need it

A PB/CH property is being sold, gifted, mortgaged, leased or handed to a developer, and the dealer isn't the only one with a claim — the advocate, bank, Sub-Registrar, Circle Revenue Officer or Estate Office wants one written no-objection from the rest of the family. Punjab: usually the khewat — where it shows two or more names, an objecting co-sharer can stall the intkal for years (Circle Revenue Officer under s.34, Punjab Land Revenue Act, 1887; a jamabandi entry is only presumed true, s.44, until a civil suit under s.45 says otherwise).

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A development-authority allotment works too (clause 11 adjusts). Chandigarh: the Estate Office's allotment file is the title record — no jamabandi. Since Residents Welfare Association v. UT Chandigarh, SLP(C) 4950/5489 of 2022 (10 Jan 2023) and the Public Notice from 10 Feb 2023, a multi-owner residential property can be dealt with only in four categories (same-family plan; within-family transfer; within-family will; whole property to one person/family). Mutation continues for deeds up to 10 Jan 2023; the rest is frozen pending the Heritage Conservation Committee's decision — ask the Estate Office first. Two situations: co-owners hold defined shares and each can deal with their own (s.44, TPA), so consent makes the property transferable as one lot; coparceners hold a birth-based interest in ancestral/HUF property (Mitakshara), and a Karta's sale binds them only for legal necessity or with every adult coparcener's consent. Daughters are coparceners by birth since the 2005 Amendment (Vineeta Sharma, (2020) 9 SCC 1) regardless of the father's date of death — an NOC omitting them is worthless. Possession differs by deal (sale/gift for good, mortgage none, lease for the term, development while building) — clause 9 matches your answer. Don't use this: where a share-holder is actually selling (they must join the sale deed as Confirming Party); for Muslim/Christian/Parsi coparcener parts (no coparcenary — every heir signs); instead of the Chandigarh Estate Office NOC on a leasehold site (rule 7(i)-(ii), Chandigarh Estate Rules, 2007, 50-day service); instead of a Punjab authority's transfer permission (GMADA/PUDA/etc. allotments); to fix a jamabandi entry (a fard badar instead, paras 7.29-30, Land Records Manual); or where the khewat is shamlat deh (s.2(g), Punjab Village Common Lands (Regulation) Act, 1961 — claims go to the Collector, s.11).

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What follows is written for Punjab and Chandigarh. It states the position there rather than describing how it varies, so the amounts below are the ones that apply — worth confirming at the sub-registrar’s office, because rates change. If the property is anywhere else in India, none of this is yours.

Stamp duty

A pure consent transfers nothing — not a conveyance or release. Neither published table (Punjab Revenue Dept., revenue.punjab.gov.in; Chandigarh Administration, revenue.chd.gov.in, no notification number, footer 3 May 2022) has a row for a consent — both cover sale/gift, POA, mortgage, lease, will only. So it falls to the residuary Article 5, Schedule I-A, Stamp Act 1899 — a fixed sum, not a percentage. Get the figure first: Punjab, the tehsil Sub-Registrar or an e-stamp vendor; Chandigarh, 30 Bays Building, Sector 17 (noon-1pm). A quoted PERCENTAGE means they're reading it as a release — see below. Buying: Punjab via SHCIL — above Rs 49,999 needs a certificate, smaller amounts from a vendor, drawn in a Consenting Party's name; don't buy more than four months ahead (circular No. 07/15/2026-ST-2(PF-1)/10837, 11 July 2026 locks it). Chandigarh: also SHCIL — shcilestamp.com for Rs 201+, or the lower form to Rs 200 (SCO 154-155, Sector 17-C); physical paper to Rs 50,000, Treasury above; e-Sampark caps at Rs 500 for an individual. The real risk is re-characterisation: wording like "releases" or "surrenders" a share, or money changing hands, lets it be charged as a Release (Article 55) — ad valorem on the share's value. Punjab: 5% of consideration/Collector rate (higher) + 1% Social Infrastructure Cess + 1% PIDB fee + 0.25% SIDF (ss.25, 25-A, Punjab Infrastructure Act, 2002) = 7.25%, plus 1% registration fee capped Rs 2,00,000, facilitation Rs 1,000/3,000/5,000 by slab, Rs 200 pasting. Chandigarh: 5% on value/consideration, 1% registration fee capped Rs 10,000, Rs 20 pasting, against the Collector Rates effective 1 April 2026 — Sectors 1-12 Rs 2,37,900/sq yd, Sectors 14-37 Rs 1,81,300, Sector 38+ Rs 1,33,200, dwelling units Rs 1,53,900, Housing Board flats Rs 11,000-7,200/sq ft by floor; use this schedule, not the stale online calculator. Chandigarh is 5%, not the misquoted 6% — the Administration's own calculator confirms 5.00% on a test plot. The schedule's age is uncertain (no notification number), not its rate — confirm at the Sub-Registrar first. Two reliefs: Chandigarh exempts blood-relation transfers from duty (1% fee still applies); Punjab's Order No. S.O.28/C.A.2/1899/S.9/2014 (7 May 2014) remits duty in full on a lifetime transfer to a blood relation. Clause 6 keeps this a consent, not a transfer — don't edit it. If money moves to a consenting party, get it adjudicated first under s.31 (the Collector; in Chandigarh, the Treasury Officer, who issues the s.42 certificate). Where a party holds a defined share, clause 5's promise to join the transfer deed is itself an agreement to sell — Chandigarh charges 5% of the token money. Under-stamping is impounded (s.33), inadmissible (s.35), with a penalty up to ten times the deficient duty.

Registration

Not compulsorily registrable — s.17 catches only a Rs 100+ interest created; a consent creates none. Voluntary registration (s.18) is worth it where the money is large, the family fractious, or a bank loan involved. Where: Punjab, the tehsil Sub-Registrar/Joint Sub-Registrar, via Easy Registry/NGDRS (all 22 districts) — a one-day service (plus two at a Sewa/Fard/Saanjh Kendra), Rs 200 pasting, fee assessed at the counter (no table row for a consent). Chandigarh: 30 Bays Building, Sector 17 — presentation noon-1pm, registration 3-5pm, cashless, photographs required; the 1%/Rs 10,000 conveyance rate is a guide only. An unregistered NOC cannot move a defined share — only the registered transfer deed can, with the holder joining as Confirming Party. S.49 makes an unregistered instrument inoperative and inadmissible. After registration, Punjab still needs intkal: the parcha yadasht reaches the Tehsildar via the Patwari and Kanungo, and the Circle Revenue Officer attests under s.34, Land Revenue Act, 1887, recovering a Rs 600 fee (s.38); missing the three-month report window risks a 5x fine (s.39). Attestation is a 45-day service, though Easy Jamabandi (from 13 June 2025) promises 30 days — unresolved which is notified. A development-authority allotment has no intkal — a separate application instead. Chandigarh auto-mutates: since 2025, deed data passes digitally to estateoffice.chd.gov.in on registration, with Branch Clerk scrutiny due in two hours (leasehold, valid NOC) or four (freehold) — every annexure must be correct and filed WITH the deed. Change of ownership is a 30-day service, a leasehold NOC 50 days (30 March 2026 notification); appeal runs Assistant Estate Officer to Estate Officer to Secretary Estate. Powers of attorney are themselves registered: Punjab Rs 2,000 stamp duty for a general power up to five persons (Rs 4,000 more), Rs 400 registration, Rs 2,000 facilitation; special power Rs 1,000/100/2,000. Chandigarh: general power Rs 75 (Rs 150 for more than five), special Rs 15, 3% with a sale power, Rs 50 registration. Authentication under ss.32-33 is separate from registration — see Suraj Lamp & Industries v. State of Haryana, (2012) 1 SCC 656 first.

Notarisation

Not required by law, but do it anyway — Sub-Registrars, advocates and banks routinely want a notarised NOC, and a notary fixes the date and signatory's identity. Bring original Aadhaar/PAN; each party signs before the notary. Separate originals or a companion deed for further parties each need their own witnessed pages. Chandigarh accepts a notarised affidavit in place of an Executive Magistrate's. Signing from outside India: use a consular officer, or notarise locally and apostille. Stamp duty is due within three months of first receipt in India (s.18), and anything executed abroad for an Estate Officer transaction must first be embossed by the Chandigarh Finance Department — the routine NRI trap.

Witnesses

Two independent adult witnesses — not strictly mandatory, but s.3, TPA sets the benchmark. Each must watch the party sign, giving full name, parentage and address. If registering, Chandigarh's first witness isn't a free choice: paragraph 127, Punjab Registration Manual requires a Lambardar, Sarpanch or Panch (rural) or a councillor, gazetted officer or advocate (urban) — both known to each other, the first to the Sub-Registrar. Chandigarh also needs photographs on every deed, freehold urban transfers in triplicate. Pick witnesses with no stake, outside the family. Every registering Consenting Party needs Aadhaar/PAN for photos/biometrics; anyone who can't travel needs a POA under ss.32-33. In Punjab, the same person may be needed again before the Circle Revenue Officer for mutation.

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Sample preview — placeholder answers, not your data

NO OBJECTION CERTIFICATE AND DEED OF CONSENT (RAZA NAMA)

Consent of the co-owners, co-sharers and coparceners to the transaction described below

Executed at Ludhiana on 2 April 2026.


Parties

1. The Consenting Parties

(a) Smt. Sunita Agarwal, D/o Late Sh. Ram Narayan Sharma, W/o Sh. Vinod Agarwal, resident of X, consenting as a co-owner holding a defined share, whose interest in the Property is one-fifth undivided share inherited from Late Sh. Ram Narayan Sharma.

(b) X, X, resident of X, consenting as a co-owner holding a defined share, whose interest in the Property is X.

(c) X, X, resident of X, consenting as a co-owner holding a defined share, whose interest in the Property is X.

(d) X, X, resident of X, consenting as a co-owner holding a defined share, whose interest in the Property is X.

We are referred to in this deed as "we", "us" and "the Consenting Parties". Each of us is bound by this deed individually as well as together with the others.

2. The Transferor — Sh. Mahesh Sharma, S/o Late Sh. Ram Narayan Sharma, resident of X, acting as the Karta and manager of the joint Hindu family known as Ram Narayan Sharma & Sons HUF.

3. The Transferee — Smt. Anjali Verma, of X. The Transferee is not required to sign this deed but is the person to whom our consent is given and is entitled to rely on it, as is any bank or financial institution funding the transaction.


Background

A. This deed concerns the immovable property situated at House No. 1284, Sector 33-C, Chandigarh 160020, in Punjab, described in full in the Schedule at the end of this deed and called "the Property".

A1. The Property is recorded in the Punjab revenue record as follows: Village Dhandari Kalan, Hadbast No. 178, Tehsil and District Ludhiana; Khewat No. 214, Khatauni No. 331, Khasra Nos. 47//2/1 and 47//2/2, rakba 4 kanal 6 marla. The khewat records Sh. Mahesh Kumar and four others as owners in equal shares.

B. The Property came to be held as follows: The site was allotted to Sh. Ram Narayan Sharma by the Estate Officer, UT Chandigarh vide allotment letter No. EO/SEC33/4471 dated 12.03.1978, and the conveyance deed was registered as document No. 2214 on 09.11.1982 at the office of the Sub-Registrar, Chandigarh. On his death intestate on 04.08.1997 it devolved on his widow and four children and has since been held by the family jointly. It has never been partitioned. The family's partition position is as follows: An oral partition took place in 2004, followed by separate possession; no takseem mutation was entered and no partition deed was registered.

C. The Transferor proposes to effect a transaction in respect of the Property in favour of the Transferee, namely a sale, for a consideration or declared value of ₹95,00,000 (Rupees Ninety Five Lakh only). That proposed transaction is called "the Transaction" in this deed. An agreement to sell (bayana) in respect of the Property was entered into on 1 April 2026.

Questions about this document

Does the NOC and Consent of Co-owners and Co-sharers (Raza Nama) need stamp paper or stamp duty in Punjab and Chandigarh?

A pure consent transfers nothing — not a conveyance or release.

See the full position on stamp duty, registration and witnesses
Does the NOC and Consent of Co-owners and Co-sharers (Raza Nama) need registration in Punjab and Chandigarh?

Not compulsorily registrable — s.17 catches only a Rs 100+ interest created; a consent creates none.

See the full position on stamp duty, registration and witnesses
What does the NOC and Consent of Co-owners and Co-sharers (Raza Nama) cost on Kagaznama?

Free.

Documents are free. Only kits are paid.

Does the NOC and Consent of Co-owners and Co-sharers (Raza Nama) need witnesses?

Two independent adult witnesses — not strictly mandatory, but s.3, TPA sets the benchmark.

See the full position on stamp duty, registration and witnesses

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