DELETION OF A MORTGAGE ENTRY
Application date: 2 April 2026
Applicant: Aarav Sharma, Sector 21, Panchkula, capacity Recorded owner/right-holder. Phone: 98765 43210; email: aarav@example.com.
Record: Punjab, SAS Nagar, Kharar, Village Kharar; Khewat 114, Khatauni 226, Khasra 18//12.; 4 kanal land, full ownership share.; Jamabandi 2022-23.
CHARGE
Lender: ABC Bank Ltd. Charge: Mortgage Mutation 334/2022. Loan reference: Home loan ending 1188.
DISCHARGE
Basis: Lender no-dues/release certificate. Reference: No-Dues and Release dated 01 September 2026. Date: 1 April 2026. Central Registry/CERSAI: Satisfaction/closure recorded.
REQUEST
Please verify discharge and delete or mark satisfied only the identified charge, without disturbing unrelated encumbrances.
LEGAL BASIS
In Punjab a mortgage and its redemption change the rights recorded against land, so the entry is removed by a mutation reported under section 34 of the Punjab Land Revenue Act, 1887 and attested by the Circle Revenue Officer, not by a fard badar, with the lender's release or no-dues letter as the proof. When a charge is repaid, the lender should also confirm that it has been satisfied in the Central Registry records. In Chandigarh a sector property's record is the Estate Office file.
PERSONAL DATA NOTICE
This notice is given under the Digital Personal Data Protection Act, 2023.
Personal data in this document is collected for one purpose only: to prepare and administer the identified record-correction request, communicate about it, verify the supplied property-record evidence and retain an evidentiary filing record.
The record will be held by Kagaznama and shared only with persons or authorities directly involved in the correction, reissue, objection or review.
If the request does not proceed, the data will be retained for 90 days and then erased. If it proceeds, the record will be retained for the proceeding plus 12 months, except where an official or statutory rule requires longer retention.
Correction, erasure, consent withdrawal or grievance requests may be sent to privacy@example.com and should be acknowledged and answered within 30 days.
Data minimisation: this document does not collect a full Aadhaar number, a password or unrelated financial credentials, and none should be written into it.
Personal-data instruction: I consent to the collection and use described in the Personal Data Notice.
Record-holder: Kagaznama
SIGNATURE
______________________________
Signature
Applicant: Aarav Sharma
Place: ____________________
Date: 2 April 2026